Fast. Flexible. Business Funding.

Let's move your business forward, with factoring and loans from PayRay.

  • Simple and flexible

  • Low fees

  • Quick decisions

  • Borrow up to €6 million

  • Safe and secure

  • 50+ years financial experience

Funding options


Peace of mind for your saving

Even more attractive opportunities to safely invest savings and avoid their depreciation.

When we needed more working capital, PayRay reacted extremely fast and granted us a factoring limit in a few days.


Why PayRay

Helping businesses think bigger

We’re experts in supporting small and medium businesses to develop. Whatever you do, our experts can tailor a quick, effective solution to your needs.

  • Fast - Get a decision in 2 days

  • Flexible - Tailor borrowing to your needs

  • Personal - We consider your individual business needs in our decision making

Start today

Keep your company ambitions on track with PayRay