Peace of mind for your saving, with PayRay 

From now on, PayRay is also available in one of the most reliable deposit investment platforms in Europe- Raisin. 

These are even wider options for you to utilize your savings and avoid their depreciation.

What is Raisin?

Raisin is the largest banking platform in Europe, where anyone with savings can successfully employ them and receive one of the highest interest rates on the market. Deposits are easily transferred and managed online, while the platform administration provides comprehensive support and security of your investment.

More than 100 different banks operate on the Raisin platform, and more than 280,000 consumers have already invested their funds. 

It is not only the largest but also the most successful saving and products investment platform in Europe. The platform operates in Germany. Highest standards and security requirements are applied.

  • It is worth investing your savings: All deposits up to 100 000 euros are insured.

  • Get 100% practical and legal assistance.

  • PayRay will provide You the opportunity to invest your savings to acquire pleasing return. 

  • Everyone who signs-up and makes a deposit receives a bonus.

Registration on the platform:

  • Simple

  • Smooth

  • Fast

  • Secure


Interest rateRunning timeCurency
0,56%6 monthsEUR
0,56%9 monthsEUR
0,92%12 monthsEUR
1,18%24 monthsEUR
1,28%36 monthsEUR
1,36%48 monthsEUR
1,29%60 monthsEUR

All deposits up to EUR 100 000 are insured.

Create an account with Raisin:

  1. Go to the platform    

  2. Confirm your identity with video identification.

  3. Use the details we email you to login

  4. Select deposit account and transfer your money

PayRay's professional team, attitude, and product pricing has been a driving force in our businesses expansion.


Important information about PayRay deposits:    

  • What is the minimum amount I can invest?

    Minimum investment amount - 5000 euro.

  • What is the maximum amount I can invest?

    Maximum investment amount - 100 000 euros.

  • Are my deposits insured?

    All deposits up to EUR 100 000 are insured.

  • Can the deposit be automatically prolonged?

    The deposit agreement cannot be prolonged after the expiration of the term, but you have the opportunity to place a new deposit once again.

  • Are the any applicable fees?

    No additional platform fees. Tax applied by the state: interest of more than €500 is subject to income tax.

  • Can I cancel the deposit anytime?

    Customers have the right to cancel the deposit agreement within the first 14 days, so they do not lose anything.

PayRay and Raisin - a new standard for a secure and reliable partnership!