Fast. Flexible. Business Funding.

Let's move your business forward, with factoring and loans from PayRay.

  • Simple and flexible

  • Low fees

  • Quick decisions

  • Borrow up to €6,5 million

  • Safe and secure

  • 50+ years financial experience

Funding options

Factoring

Keep your cash flowing

Turn unpaid invoices into working capital with factoring.

Small business loans

Better business borrowing

Keep your company ambitions on track with a loan that delivers funds fast.

When we needed more working capital, PayRay reacted extremely fast and granted us a factoring limit in a few days.

Vytautas

Why PayRay

Helping businesses think bigger

We’re experts in supporting small and medium businesses to develop. Whatever you do, our experts can tailor a quick, effective solution to your needs.

  • Fast - Get a decision in 2 days

  • Flexible - Tailor borrowing to your needs

  • Personal - We consider your individual business needs in our decision making

Start today

Keep your company ambitions on track with PayRay