Business Loans

We'll Help Fund Your Ambition

With 3-5 days between applying and receiving funds, together we'll take your business to the next level.

  • High-speed application approvals

  • Borrow anything from €1000 to €7.5million

  • Flexible plans

  • Low fees

  • Safe and secure

  • Easy to apply

Types of borrowing

Short term loans

Financing tailored to your business

Our simple loans are completely flexible, easy to apply for and tailor-made to suit your needs.

EIF Loans

Fast-track your business plans

Borrow up to €25k to develop your company, guaranteed by the European Investment Fund.

Find out more Apply Now

Take your business forward today

When we needed more working capital, PayRay reacted extremely fast and granted us a factoring limit in a few days.


Start today

Together we’ll get you where you want to be.