Financial reports

2022 Risk Management and Capital Adequacy Report

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"PayRay Bank" audited Consolidated Financial Report for 2022 (not approved by the Bank's General Meeting of Shareholders)

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"PayRay Bank" audited Stand-alone Financial Report for 2022 (not approved by the Bank's General Meeting of Shareholders)

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"PayRay Bank" audited Consolidated Financial Report for 2021

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"PayRay Bank" audited Stand-alone Financial Report for 2021

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"PayRay Bank" audited Consolidated Financial Report for 2020

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"PayRay Bank" audited Stand-alone Financial Report for 2020

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