Make your savings grow with PayRay
Together with our global partner Raisin marketplace, we will provide the most attractive interest rates and wide range of options for you to secure your precious savings.
Make a depositWhy PayRay?
Deposit insurance
All savings products on PayRay are protected by “Deposit and Investment Insurance”
Fast and Reliable
Save yourself time and money by getting our fast & reliable assistance

Best interest rates
With PayRay, you have exclusive access to higher interest rates across Europe

Generous rewards
Every new PayRay client gets a decent reward with a new deposit account
*INFORMATION FOR DEPOSITOR ABOUT DEPOSIT INSURANCE – All detailed information on deposit insurance terms & conditions can be found on Lithuanian national “Deposit and Investment Insurance” website: www.iidraudimas.lt
More information on deposit insurance – please follow the link below:
Open a savings account with Raisin:
2
Your ID confirmation
Confirm your identity online
3
Connect via e-bank
Use our provided details to login
4
Account for the transfer
Select deposit account and transfer your money
FAQ
How to apply for a loan?
Contact us by phone +370 52143434 or email: sales@payray.bank. You can also leave your details by filling in a special contact form on our website. After assessing the financial condition of your company and financing needs, we will promptly submit an offer.
Can I get more than one “PayRay” loan at a time?
Yes, it is possible, but the total amount of financing cannot exceed 3 000 000 EUR. You can also use a loan, factoring or leasing at the same time.